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financial Software

We build Custom Software for Financial Institutions

Managing complex financial operations shouldn’t feel like a constant battle. At ioSTUDIOS, we build bespoke software designed specifically for your financial needs. From streamlining accounting processes to handling compliance requirements and enabling data-driven decisions.

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Financial Software

Why off-the-shelf Financial Software falls short

When you’re managing complex financial operations, generic software just doesn’t cut it. 

Off-the-shelf financial management systems are often built to suit everyone, which usually means they suit no one.

Limited customisation

For unique financial workflows

Generic systems can’t adapt to your specific financial processes, forcing you to change how your organisation operates to fit the software.

Integration challenges

With banking systems and payment processors

Poor connections between your existing financial tools create data silos and require manual reconciliation, increasing error risk.

Compliance gaps

For regulatory requirements

Standard solutions often lack industry-specific compliance features, leaving you vulnerable to regulatory issues and audit problems.

Feature bloat

That doesn’t match your financial needs

You’re paying for features you don’t use, while missing functionality that’s critical to your financial operations.

Manual workarounds

For critical financial processes

Your team wastes hours on spreadsheets and manual processes because the software doesn’t handle your specific financial workflows.

Limited reporting

For financial analysis and forecasting

Inflexible reporting tools make it difficult to gain the insights you need for strategic financial decision-making.

Off-the-shelf software

  • Covers standard accounting, invoicing, payroll, expense management, and compliance tasks out of the box
  • Fast to deploy with minimal set-up, letting your team hit the ground running
  • Regular updates to keep pace with changing regulations and security standards
  • Cost-effective at entry-level, often available as a subscription or cloud-based solution
  • Lacks the flexibility to handle unique workflows, specialised reporting, or bespoke financial products
  • Struggles with custom integrations—connecting to your unique CRM, payment gateways, or regulatory systems can be a headache
  • Limited customisation makes it hard to adapt the software as your firm grows, merges, or pivots into new financial products
  • No ownership of source code or IP, meaning you’re reliant on the provider for updates, support, and data control

Bespoke software

  • Custom-built for your unique processes—whether you manage complex fee structures, alternative investments, compliance workflows, or custom client portals
  • Seamless integration with your preferred banking APIs, regulatory reporting tools, third-party platforms, or data feeds
  • Enables you to automate niche financial tasks, real-time risk monitoring, or secure multi-party approvals tailored to your needs
  • Delivers genuine competitive advantage—offering functionality, efficiency, and user experiences no generic competitor can match
  • Full ownership of the code and IP, ensuring your business retains control of data, workflow, and future development
  • Supported, updated, and maintained via SLA with ioSTUDIOS’s finance technology experts
  • Higher upfront cost and a longer implementation period, but the result is a platform perfectly suited to your business model

Sound familiar? You’re not alone. Many financial institutions come to us after trying multiple systems that never quite aligned with their specific requirements.

Ready to get started?

At ioSTUDIOS, we believe in creating business changing custom made software that meets your businesses requirements.

Whether you’re a small business looking to streamline it’s processes or a large enterprise seeking a system-led competitive edge, our development team is on hand to create a solution that will enhance and evolve your company.

Let’s talk.

We’re here to help and are hapy to answer any queries you may have.

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Software built around your Financial Institution

Every financial organisation is different, so why settle for the same software? We design and build bespoke software solutions that match how you already operate, with features shaped by your needs.

Accounting & bookkeeping

Streamline accounting processes with automated bookkeeping, journal entries, and financial statement generation tailored to your specific needs.

Financial analytics

Gain valuable insights with advanced analytics, customisable dashboards, and comprehensive financial reporting designed specifically for your organisation.

Cash flow management

Monitor and optimise cash flow with forecasting tools, payment tracking, and automated reconciliation that match your financial workflows.

Compliance & teporting

Stay compliant with regulatory requirements through automated reporting, audit trails, and compliance checks tailored to your industry.

Risk management

Identify and mitigate financial risks with advanced risk assessment tools, scenario analysis, and early warning systems customised for your risk profile.

Investment management

Optimise investment strategies with portfolio management tools, performance tracking, and investment analytics designed for your specific investment approach.

Banking systems

Seamless integration with major banking platforms, payment gateways, and financial service providers for real-time transaction processing.

ERP systems

Connect with SAP, Oracle, Microsoft Dynamics, and other ERP platforms to ensure consistent financial data across your entire organisation.

Communication tools

Integrate with email, messaging, and notification systems for automated alerts, approvals, and financial communications.

Regulatory databases

Connect with compliance databases and regulatory reporting systems to streamline compliance processes and reduce regulatory risk.

CRM systems

Integrate with your existing CRM to maintain a single source of truth for all client relationships and financial interactions.

Legacy systems

Custom API development to connect with your existing proprietary or legacy financial systems without disrupting your operations.

Data Security

  • Bank-level encryption for all financial data at rest and in transit
  • Multi-factor authentication and role-based access controls
  • Regular security audits and penetration testing
  • Comprehensive audit trails for all financial transactions
  • Secure data backup and disaster recovery protocols

Compliance Features

  • Automated regulatory reporting for financial authorities
  • Built-in compliance checks for financial transactions
  • Anti-money laundering (AML) and KYC verification tools
  • Compliance monitoring dashboards and alerts
  • Updates to match changing regulatory requirements

Cross-Platform Compatibility

All our mobile solutions are developed for both iOS and Android platforms, with responsive web applications that work on any device. We can advise on the best approach for your specific needs during our discovery process.

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“Every feature is designed around your exact workflow — no bloat, no unnecessary tabs, just pure efficiency.”

From Concept to Code – Our Proven Process

We don’t just build software. We partner with financial institutions to shape the right solution from day one. Our agile process means you get a system that works exactly how you need it to.

Discovery & Definition

We listen to your business requirements and objectives to decipher what is the optimal approach and whether any RnD is required.

A definition of the system is then established and showcased via a range of discovery resources.

Style Guide, Prototyping & User Stories

Key outputs of Discovery include a full UX prototype, with a complete UI style guide, that achieves a 95%+ life-like visual of your solution.

User stories will accompany this, to provide clarity for any debatable logic and functions.

Software Development

Once the outputs from Discovery are signed-off, our Development Team will begin iteratively building your solution out in code, in Development.

This will be led by a Technical Lead, who issues briefing cards and conducts daily catch-ups.

Internal QA & UAT

To achieve a robust solution that meets the brief, our Development Team will test their own work, followed by a full review by a QA Specialist.

After this a UAT Plan is issued, enabling our client to efficiently complete a full UAT exercise.

Deployment & Go-Live

Once the UAT site has been signed off a Deployment date and time will be scheduled – in which we will make the solution operational.

As part of this hosting config. and roll-back/contingency options will be explored and agreed.

Ongoing Support & Maintenance

After launch, our well trusted and highly regarded Support Team will be on hand to assist with any ad-hoc bug fixing, user issues and technical upgrades.

Any new system additions and/or changes can also be explored in a new project.

SUCCESS sTORY

Case Study: How we developed a global SaaS quote builder for Finance Professionals earning £millions in extra revenue

See how our custom solutions have transformed financial businesses like yours.

The challenge.

We worked with a world-renowned speaker, author, and mentor to finance professionals to develop a solution that helps accountants price based on value, not time, enabling them to increase profitability, clearly communicate with clients, and generate professional proposals quickly and efficiently.

The solution.

We developed Effective Pricing, a fully customisable, multi-tenanted SaaS platform that automates quoting, proposals, and payment plans for finance professionals. It integrate seamlessly with tools like Xero, QuickBooks and Stripe empowering clients to deliver value at scale while helping firms save time, streamline operations, and boost profitability through smarter, automated client engagement.

The result.

Over a six-month development, alongside our client we create a solution that is now used by thousands of finance professionals across 20+ countries, generating over £7 million in additional business, creating 37,000+ quotes and proposals, and supporting thousands of repeat daily users.

View Project
Software for Financial Institutions

Frequently asked questions

If you have any questions then don’t hesitate to contact us or please feel free to read our FAQs

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Why work with ioSTUDIOS?

We’re a UK-based software team with 16+ years of experience developing business-changing platforms in sectors like metalworks, manufacturing, and engineering. We turn your processes into powerful, digital tools – built for the real world of precision components, angles, cuts, and deadlines.

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16+ years experience

Over 16 years of software development experience across industries, including transport and logistics.

UK based team

An award-winning, UK-based team of inhouse specialists – no outsourcing to ensure quality and communication.

End to end delivery

Complete service from UX design to QA testing and post-launch support with a dedicated team.

Scalable solutions

Future proof systems that grow with your fleet and adapt as your needs evolve over time.

Transparent approach

Clear communication, regular updates, and a dedicated product owner throughout your project.

Proven ROI

Track record in delivering ROI focused, process-improving platforms that pay for themselves.

Based in Solihull,
Birmingham

From our Solihull base in Birmingham, we serve clients across the UK – helping businesses like yours embrace digital transformation through bespoke software that truly delivers.

Explore our Software Services

Based in Solihull, Birmingham

From our Solihull base in Birmingham, we serve clients across the UK – helping businesses like yours embrace digital transformation through bespoke software that truly delivers.

Explore our Software Services

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